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NatWest Secured Loans

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Get the best rates for Secured Loans from NatWest – all rates updated daily.

NatWest Secured Loans

Get the best rates for Secured Loans from NatWest – all rates updated daily.

Secured Loans from NatWest

NatWest Secured Loans

If you’re an existing NatWest mortgage holder, you may be able to take advantage of additional borrowing, allowing you to take out a second loan that’s secured against your home, completely separate to your existing mortgage. You may also hear this loan be called a “second charge mortgage”.

Because the loan is secured against your property, the lender is far more secure meaning they are willing to offer you much better rates, the ability to borrow large amounts and over a longer period of time than what you would with unsecured borrowing. The rate you get is influenced by a variety of factors, but more times than not a secured rate is always better than unsecured because of the security element.

Loan-To-Value Ratio

For lenders such as NatWest to determine how much they’re willing to lend you, they look at what’s called the loan-to-value (LTV) ratio. And it looks at the loan you wish to take out plus the total value of your existing mortgage versus the market value of your property.

For example, if your home’s market value was £100,000 and the lender is willing to allow an LTV of 80%, you could borrow a total of £80,000. If your existing mortgage was £50,000, your additional borrowing can be up to £30,000.

Benefits of NatWest Secured Loans

  • Can borrow up to an LTV Ratio of 90%
  • Ability to make fixed monthly repayments
  • Repay over 3-35 years

Restrictions on NatWest Secured Loans

  • £10,000 minimum loan
  • Can’t be older than 70 years old
  • Your home may be at risk if you are unable to make your repayments

Start Here…

Compare Rates Now!

Enter Your Details.

Get A Quote Now!

We have access to the some of the best Secured Loan deals from the high street banks, including NatWest – so you can be sure you are getting the lowest rates.

Compare Rates Now!

We have access to the some of the best Secured Loan deals from the high street banks, including NatWest – so you can be sure you are getting the lowest rates.

Start Here…

Call us 24/7: 0800 138 6001

Top 10 Finance Ltd, Rex House 4-12 Regent Street, London, SW1Y 4PE. Tel: 0800 138 6001

Top 10 Finance Ltd is authorised by The Financial Conduct Authority (FCA) no 725234 The FCA Think Carefully before securing debts against your home. Your property could be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Data Protection Act (1998). Registration No: Z2861884 Company Number 06261373 Top 10 Finance Rex House 4th Floor 4-12 Regent Street London SW1Y 4PE (c) 2007 - 2018 Top 10 Finance. Sitemap - Privacy Policy - Reviews - Contact Top 10 Finance - Blog

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