Bridging Loan Criteria

Below is a list the criteria that would be acceptable for a bridging loan, bear in mind that many lenders will look at highly unusual circumstances in a addition to those listed.

• Residential & Commercial property.  In any condition even derelict is acceptable.

• Land and property in England, Wales, Scotland & Northern Ireland.

• Land, with or without planning permission either commercial or residential.

• Loan sizes are from £30,000 with no upper limit

• 1st, 2nd or 3rd charges are available

• Equitable 2nd charges, prior to receipt of 1st charge approval

• Personal, LLP & Ltd company loans

• 2nd charges following Bridging Finance or Equity Release mortgage

• No Proof of income required.

• Employed, self-employed, not employed or retired are all acceptable

• NO age restrictions apart from 18+

• Terms are  from 1 day to 3 years

• Up to 75% Loan to Value (LTV) without additional security. 

• Up to 100% or more LTV with additional security.

• Adverse credit acceptable CCJ’s are acceptable

• No upfront fees or Broker Fees

• Loans for virtually any legal use

• No exit charges on the majority of products

• Quick completions in as little as three days.