Bridging Lenders

Generally speaking if a Bridging Lender is new to the market they will offer to take on the more complex cases or cases with less than perfect credit just to get the funds out, also with peer to peer lenders once they have investors on board  and their cash in the bank then the pressure is on to get the funds lent out, otherwise investors have no income on their investment. Another way that peer to peer lenders work is to find a deal and make the loan, they then go back to their investors and ask them if they want to invest in a particular loan, this enables investors to actually pick which property they are lending on and also locations. Many investors prefer to stick within their local area as they feel comfortable with their own idea of valuations etc. The other way of investing in a Bridging Lender is to let the lender spread your investment over multiple properties, the choice is yours.