Bridging Loan Company

These range from one man bands, who have their own cash available and decide that lending it out would give them a far better return than leaving it on deposit at their bank, so they approach a few local finance brokers, which in turn will usually offer them off the wall stuff, that the bigger Bridging Companies do not want, this works well for all concerned as it gets the smaller deals placed that nobody would otherwise have wanted. Generally, you will find that this type of small Bridging Company will only offer on loans that are secured on property that is local to them so that they can feel comfortable with the value and also they would want to meet the lender personally.

With a larger Bridging Loan Company, they will look at larger loans and they could be either small to medium size or Bridging Companies employing hundreds of people, who rely on their funds from institutional investors, which could very well be the banks that have refused you a bridging loan. With the smaller companies, you would usually find that they have a mixture of their own funds and or a select number of investors that provide funding for them to lend out.

We estimate that there are at any one time around one hundred lenders in the market obviously once their funds have been lent out they reduce the amount on offer and or only select the very best deals that are offered to them until they get further funding lines.